The Siblings and Friends Palaces can both come up when discussing cooperation. They do not replace a partnership agreement. Equity is a long term ownership right; a cash advance is a debt or contribution that needs its own terms; a distribution depends on actual profit. Even when the same person provides all three, keep separate records.
Identify the role
Is the person a cofounder, employee, supplier, or lender? Siblings can frame peer relationships; Friends can frame the wider team. Career and Wealth add the work and payment questions. A supportive star does not prove someone will fund the business, and a difficult transformation does not prove betrayal.
Distinguish ownership from cash
Two founders may contribute equal cash while doing very different work. Monthly sales alone should not decide their equity. Record paid in capital, intellectual property, voting rights, and exit terms. If one founder later advances money to pay a supplier, write down whether it is a loan or new capital, with a repayment date and approval record.
Review before distributions
Profit sharing follows tax, unpaid bills, refunds, and the company agreement. Read the relevant palaces to identify questions, then inspect registration, contracts, bank entries, and meeting notes. A chart cannot settle a disputed transfer; a separate ledger and clear authority can prevent it.