Wu Qu Hua Lu: Income Is Not the Same as Savings

Separate cash coming in, money going out, and assets retained.

Wu Qu Hua Lu in the Wealth Palace can prompt a question about income, but it cannot tell you how much money stays. Separate salary, bonuses, client payments, expenses, debt, and assets. A sales contract may not have been paid. A freelancer may earn more while spending more on equipment, subcontractors, and taxes.

Read the Career Palace for the work that generates income and the Property Palace for longer-term holdings. Keep natal patterns separate from a one-year gain. Then compare bank records and liabilities. A chart can highlight which part of the money path to examine; it cannot turn gross revenue into savings.