Hua Ji in the Wealth Palace is not a bill forecast. If many subscriptions renew automatically, export three months of statements and mark what you actually use. In one case, unused services create a visible cost; in another, delayed client payments are the real cash problem. Read natal and annual chart layers only after identifying the transaction pattern. Cancel or pause services based on the ledger, not a star label.
A Wealth Palace label cannot tell you the size of a loss. Compare recurring charges with money actually arriving. One freelancer can cancel idle services; another has almost no subscriptions but a late invoice. Career describes the work channel, while the bank statement reveals the timing of cash.