A shared budget can fail because income arrives at different times or because spending authority is unclear. The Wealth Palace frames cash flow. The Spouse Palace frames how two people negotiate. The Happiness Palace can point to different needs for security. Compare three months of real income and bills, then set a threshold for joint decisions. The chart is a discussion aid, not a verdict about either partner's character.
Do not use the Spouse Palace as a character judgment. Compare the timing of paychecks and project payments with fixed bills. Then set a joint approval threshold and a review date. The annual layer may point to a negotiation topic, but real balances test the plan.