When income fluctuates, even a strong Wealth Palace cannot turn last month's high earnings into guaranteed cash this month. Calculate the minimum fixed costs, such as rent, insurance, and taxes, then use actual deposits from lower months to set a conservative budget.
Protect fixed costs first
List the expenses that must be covered regardless of income and review the past six months of deposits using a cautious figure. The Wealth Palace frames how money is earned and moves, the Career Palace asks whether work keeps coming, and the Fortune Palace helps examine spending habits.
Build a buffer for quiet months
If strong seasons alternate with months of little work, keep a buffer that covers fixed costs before adding discretionary spending, and separate one-time income from repeatable income. Read the natal Wealth pattern, then the Career Palace and annual layer; the real budget still depends on actual deposits and fixed obligations.